Retirement & Cash Flow Planning

Careful, thoughtful planning is important in preparing for retirement. As your trusted advisors, our goal is to help you prepare for your retirement and work toward your personal and financial goals. We'll look at your current assets, years until retirement, and retirement goals. Next, we'll create a customized retirement and cash flow plan that considers Social Security income strategies, longevity risk, inflation, tax bracket planning, healthcare costs, and long term care needs. The resulting plan will be designed and customized to address your retirement needs.

Throughout the planning process, we'll assist you with the pressing questions that come with retirement, including:

  • How much can I spend?
  • From which account(s) should I draw my retirement income?
  • What are the tax consequences of my choices?
  • How can I move into an encore career?

Of course, not everyone's “golden years” are idyllic. For many, issues such as divorce, the premature death of a spouse, health challenges, or the emotional stress of the transition to retirement bring unanticipated challenges. No matter what trials you face, we'll be here to help you and provide guidance for the many financial decisions you make during your lifetime.

"Begin with the end in mind."
- Steven Covey